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Our Services
Our goal is to always deliver exceptional service and tailored support. With access to a wide range of loan products and lenders, we will ensure we find the right solution for your specific goals.
Supporting First Home Buyers
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. It’s always best to speak with a professional mortgage broker to discuss your options.
Investment Loans
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Commercial Loans
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.
SMSF loans
An SMSF loan enables a Self-Managed Super Fund(SMSF) to borrow funds for acquiring investment properties or refinance existing SMSF debt. This financial arrangement empowers SMSF’s to participate in the property market. Whether you’re seeking to purchase a residential property, commercial property or refinance existing debt, we can work with you to find the right SMSF solution.
Standard Variable & Fixed Rate Loans
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.
Bridging Loans
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
Asset Finance
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
Restructuring finances
Have you recently assessed your overall financial situation, or are you among those who simply set and forget? Just like your health, your finances require regular check-ups to ensure they're optimised for your needs. Conducting a financial review and financial health check can confirm you're heading in the right direction and leveraging your finances effectively. It might be time to consider debt consolidation to manage credit card balances, reassess your car loan to improve cash flow, or explore untapped equity to purchase another property. Taking the time to review and discuss your financial circumstances is essential to staying on track toward your financial goals.
Development funding
Development funding offers a range of financial options tailored to help you successfully complete your project. When seeking financing for larger developments, traditional bank avenues may not always be the ideal solution. We specialise in connecting you with a diverse network of lenders who understand and cater to your specific development needs. Every project is unique, and our expertise lies in finding the right financial solution that best suits your circumstances.
Not sure what kind of loan you need?
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits. AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.
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